Why MOKAN

Retirement requires a system. We help you build one.

We built MOKAN Wealth because the traditional financial advice model wasn’t designed for today’s 401(k) and IRA millionaires.

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“I built MOKAN Wealth because most people get handed a risk tolerance questionnaire and a pre-built investment model and are told that’s a plan. It’s like going to a doctor who never runs bloodwork, never asks about your lifestyle, and only sees you once a year to say you look good. That kind of surface-level advice leaves you guessing about some of the most important financial decisions of your life.”

Kyle Hammerschmidt

Founder

That’s why MOKAN starts with a tax-first plan, not a portfolio transfer.

We don’t ignore Uncle Sam

Most pre-retirees have built their retirement savings inside 401(k)s and IRAs. That’s great. But it means Uncle Sam is still a silent partner in your retirement, waiting to take a chunk of your assets as soon as you start drawing on those accounts.

01/07

How much of my Social Security is taxable?

What to Expect

Your Retire Ready Roadmap™ Timeline

Most firms start by moving your money. We start by building your plan. A planning-first approach designed to give you real answers before you commit to anything long-term.

01
Fit
We learn about your goals and the questions keeping you up at night. No plan is built until both sides say yes.
1st commitment · One-time financial plan creation
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02
Plan
We align your retirement paycheck, The Rothification Method™ tax strategy, healthcare, investments, and legacy into one coordinated plan, so every piece works with the others.
2nd commitment · Work with MOKAN ongoing
03
Action
After you decide to partner with MOKAN Wealth, we execute your Retire Ready Roadmap™. Your accounts move here, we handle the transfer details, and you approve each step.
04
Your Retirement System
Retirement doesn't end with an initial plan. Regular strategy visits and adjustments keep your Roadmap aligned as life, markets, and tax laws change.
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What Clients Say About Working With MOKAN Wealth

MOKAN Wealth Management has not offered compensation for the testimonials featured. The displayed testimonials have been chosen from a spectrum of client feedback. To the best of our understanding, there are no other conflicts of interest associated with these testimonials.

Why MOKAN

Why choose MOKAN?

You want a relationship, not just a transaction.

Our clients are never just a number. They are long-term relationships. We intentionally serve a select number of households so we can provide personalized, ongoing planning rather than transactional advice.

You want straightforward advice and education.

We believe retirement planning should be simple, actionable, and empowering. Our clients value clarity over jargon. Every recommendation we make is explained in plain language with clear steps that help you move forward with confidence.

You know taxes will make or break retirement, but you don't know how to fix it.

Many of our clients come to us concerned about how taxes will impact their retirement. They are looking for a specialist in retirement tax strategy. Most retirement tax surprises are predictable and avoidable. The Rothification Method™ combines proactive Roth conversion and tax diversification strategies to remove Uncle Sam from your retirement and avoid unnecessary taxes.

You want to spend more early in retirement.

"I want to underspend in retirement and die with the highest possible portfolio balance," said no one ever. Most people want just the opposite: to spend more during their healthy, active years. We help you front-load spending so you can enjoy the best years of your retirement without worrying about regrets later.

Your Team

Your Retirement Team

Every client works with a dedicated team, not a call center, not the next advisor on rotation.

Bio

Kyle Hammerschmidt

Founder

Founder of MOKAN Wealth, Kyle helps 401(k) and IRA millionaires retire with confidence through a tax-first Retire Ready Roadmap™.

Bio

Megan Ramshaw, CFP®

Head Financial Advisor

A CFP® professional, Megan leads client planning, coordinating income, tax strategy, and investments into one retirement plan.

Bio

Megan Harris

Head of Operations & Client Experience

Megan supports clients day-to-day, handling the details so every retirement plan runs smoothly.

Bio

Rachel Hunt

Service & Planning

Rachel works alongside the team to keep client relationships and planning moving smoothly.

Tyler Tomlen

Paraplanner

A paraplanner and member of the MOKAN Wealth planning team. He works behind the scenes to support the research, analysis, and preparation that goes into every client plan, helping ensure your Retire Ready Roadmap™ is built with the detail and care it deserves.

Custody & Planning

Our Partners

MOKAN Wealth Management has selected Altruist as the primary custodian for our clients’ accounts. Having Altruist act as custodian for client assets provides us access to a wide range of services to help serve our clients. MOKAN Wealth Management & 3,000 other advisors have partnered with the all-in-one custodian, which is built for RIA’s.